{"id":2736,"date":"2025-09-22T10:46:41","date_gmt":"2025-09-22T01:46:41","guid":{"rendered":"https:\/\/www.manesaba.com\/blog\/?p=2736"},"modified":"2025-09-27T08:48:58","modified_gmt":"2025-09-26T23:48:58","slug":"%e8%a8%bc%e5%88%b8%e5%8f%a3%e5%ba%a7%e3%81%ae%e9%81%b8%e3%81%b3%e6%96%b9%e3%81%a8%e6%9c%80%e5%88%9d%e3%81%ae%e4%b8%80%e6%ad%a9","status":"publish","type":"post","link":"https:\/\/www.manesaba.com\/blog\/%e8%a8%bc%e5%88%b8%e5%8f%a3%e5%ba%a7%e3%81%ae%e9%81%b8%e3%81%b3%e6%96%b9%e3%81%a8%e6%9c%80%e5%88%9d%e3%81%ae%e4%b8%80%e6%ad%a9\/","title":{"rendered":"\u8a3c\u5238\u53e3\u5ea7\u306e\u9078\u3073\u65b9\u3068\u6700\u521d\u306e\u4e00\u6b69"},"content":{"rendered":"\n<div class=\"wp-block-media-text\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.manesaba.com\/blog\/wp-content\/uploads\/2025\/07\/\u30de\u30cd\u30b5\u30d0\u304f\u3093\u7b11\u3044.png\" alt=\"\u30de\u30cd\u30b5\u30d0\u304f\u3093\u7b11\u3044\" class=\"wp-image-1870 size-full\" srcset=\"https:\/\/www.manesaba.com\/blog\/wp-content\/uploads\/2025\/07\/\u30de\u30cd\u30b5\u30d0\u304f\u3093\u7b11\u3044.png 1024w, https:\/\/www.manesaba.com\/blog\/wp-content\/uploads\/2025\/07\/\u30de\u30cd\u30b5\u30d0\u304f\u3093\u7b11\u3044-300x300.png 300w, https:\/\/www.manesaba.com\/blog\/wp-content\/uploads\/2025\/07\/\u30de\u30cd\u30b5\u30d0\u304f\u3093\u7b11\u3044-150x150.png 150w, https:\/\/www.manesaba.com\/blog\/wp-content\/uploads\/2025\/07\/\u30de\u30cd\u30b5\u30d0\u304f\u3093\u7b11\u3044-768x768.png 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading\">\u8a3c\u5238\u53e3\u5ea7\u306e\u9078\u3073\u65b9\u3068\u6700\u521d\u306e\u4e00\u6b69<br>\u521d\u3081\u3066\u306e\u682a\u5f0f\u6295\u8cc7\u306b\u5411\u3051\u3066<\/h2>\n<\/div><\/div>\n\n\n\n<p><strong>\u30de\u30cd\u30b5\u30d0\u304f\u3093<\/strong>\uff1a\u304a\u3058\u3055\u3093\u3001\u6295\u8cc7\u3063\u3066\u8208\u5473\u3042\u308b\u3093\u3060\u3051\u3069\u3001\u3084\u3063\u3071\u308a\u300c\u8a3c\u5238\u53e3\u5ea7\u300d\u3063\u3066\u3084\u3064\u3092\u4f5c\u3089\u306a\u3044\u3068\u59cb\u3081\u3089\u308c\u306a\u3044\u3093\u3060\u3088\u306d\uff1f<br><strong>\u79c1<\/strong>\uff1a\u305d\u3046\u3060\u306d\u3002\u3067\u3082\u5fc3\u914d\u3057\u306a\u304f\u3066\u5927\u4e08\u592b\u3002\u53e3\u5ea7\u3092\u4f5c\u3063\u305f\u304b\u3089\u3068\u3044\u3063\u3066\u3001\u3059\u3050\u306b\u304a\u91d1\u3092\u5165\u308c\u306a\u304d\u3083\u3044\u3051\u306a\u3044\u308f\u3051\u3058\u3083\u306a\u3044\u3093\u3060\u3088\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">1. \u6295\u8cc7\u3092\u59cb\u3081\u308b\u3068\u304d\u306b\u672c\u5f53\u306b\u5fc5\u8981\u306a\u3082\u306e<\/h3>\n\n\n\n<p>\u6295\u8cc7\u3068\u3044\u3046\u3068\u300c\u304a\u91d1\u304c\u305f\u304f\u3055\u3093\u306a\u3044\u3068\u3067\u304d\u306a\u3044\u300d\u3068\u601d\u308f\u308c\u304c\u3061\u3067\u3059\u304c\u3001\u6700\u521d\u306b\u5fc5\u8981\u306a\u306e\u306f\u300c\u8a3c\u5238\u53e3\u5ea7\u300d\u3067\u3059\u3002\u9280\u884c\u53e3\u5ea7\u3092\u6301\u3063\u3066\u3044\u308b\u4eba\u306a\u3089\u30a4\u30e1\u30fc\u30b8\u3057\u3084\u3059\u3044\u3067\u3059\u304c\u3001\u8a3c\u5238\u53e3\u5ea7\u306f\u300c\u682a\u5f0f\u3084\u6295\u8cc7\u4fe1\u8a17\u3092\u58f2\u8cb7\u3059\u308b\u305f\u3081\u306e\u5c02\u7528\u53e3\u5ea7\u300d\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u5fc5\u8981\u66f8\u985e\u306f\u57fa\u672c\u7684\u306b\u6b21\u306e3\u3064\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u30de\u30a4\u30ca\u30f3\u30d0\u30fc\u30ab\u30fc\u30c9\uff08\u307e\u305f\u306f\u901a\u77e5\u30ab\u30fc\u30c9\uff0b\u672c\u4eba\u78ba\u8a8d\u66f8\u985e\uff09<\/li>\n\n\n\n<li>\u904b\u8ee2\u514d\u8a31\u8a3c\u3084\u30d1\u30b9\u30dd\u30fc\u30c8\u306a\u3069\u306e\u8eab\u5206\u8a3c\u660e\u66f8<\/li>\n\n\n\n<li>\u9280\u884c\u53e3\u5ea7\uff08\u5165\u51fa\u91d1\u7528\u306b\u767b\u9332\uff09<\/li>\n<\/ul>\n\n\n\n<p>\u30cd\u30c3\u30c8\u3067\u7533\u3057\u8fbc\u307f\u304c\u5b8c\u7d50\u3059\u308b\u30b1\u30fc\u30b9\u304c\u591a\u304f\u3001\u7533\u3057\u8fbc\u307f\u304b\u3089\u6570\u65e5\u3067\u958b\u8a2d\u3067\u304d\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u3053\u3067\u5f37\u8abf\u3057\u3066\u304a\u304d\u305f\u3044\u306e\u306f\u3001\u300c\u53e3\u5ea7\u3092\u958b\u3044\u305f\u3089\u5373\u5165\u91d1\u300d\u3068\u3044\u3046\u30eb\u30fc\u30eb\u306f\u306a\u3044\u3068\u3044\u3046\u3053\u3068\u3002\u3080\u3057\u308d\u6700\u521d\u306f\u201c\u4f7f\u308f\u305a\u306b\u7f6e\u3044\u3066\u304a\u304f\u201d\u304f\u3089\u3044\u306e\u6c17\u6301\u3061\u3067\u554f\u984c\u3042\u308a\u307e\u305b\u3093\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>\u30de\u30cd\u30b5\u30d0\u304f\u3093<\/strong>\uff1a\u3048\u3063\u3001\u53e3\u5ea7\u4f5c\u3063\u305f\u3089\u3059\u3050\u682a\u3092\u8cb7\u308f\u306a\u3044\u3068\u3044\u3051\u306a\u3044\u306e\u304b\u3068\u601d\u3063\u3066\u305f\uff01<br><strong>\u79c1<\/strong>\uff1a\u305d\u3093\u306a\u3053\u3068\u306a\u3044\u3088\u3002\u307e\u305a\u306f\u201c\u6295\u8cc7\u3092\u59cb\u3081\u308b\u5834\u6240\u3092\u78ba\u4fdd\u3057\u305f\u201d\u3068\u3044\u3046\u611f\u899a\u3067\u3044\u3044\u3093\u3060\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">2. \u30cd\u30c3\u30c8\u8a3c\u5238\u306e\u30e1\u30ea\u30c3\u30c8\uff1a\u7121\u6599\u3067\u4f7f\u3048\u308b\u6295\u8cc7\u30c4\u30fc\u30eb<\/h3>\n\n\n\n<p>\u8a3c\u5238\u53e3\u5ea7\u306e\u9078\u3073\u65b9\u3067\u3001\u307e\u305a\u6700\u521d\u306b\u8003\u3048\u308b\u306e\u304c\u30cd\u30c3\u30c8\u8a3c\u5238\u304b\u3089\u5e97\u8217\u578b\u8a3c\u5238\u304b\u3068\u3044\u3046\u4e8b\u3067\u3059\u3002<br>\u521d\u3081\u3066\u8a3c\u5238\u4f1a\u793e\u3092\u9078\u3076\u969b\u306b\u306f\u3001\u79c1\u306f\u30cd\u30c3\u30c8\u8a3c\u5238\u3092\u304a\u52e7\u3081\u3057\u307e\u3059\u3002<br><\/p>\n\n\n\n<p>\u30cd\u30c3\u30c8\u8a3c\u5238\u53e3\u5ea7\u3092\u6301\u3064\u30e1\u30ea\u30c3\u30c8\u306e\u3072\u3068\u3064\u304c\u300c\u6295\u8cc7\u60c5\u5831\u30c4\u30fc\u30eb\u306e\u5229\u7528\u300d\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u6700\u8fd1\u306f\u5e97\u8217\u578b\u8a3c\u5238\u3067\u3082\u3001\u30cd\u30c3\u30c8\u3067\u69d8\u3005\u306a\u60c5\u5831\u30c4\u30fc\u30eb\u3092\u4f7f\u3048\u308b\u3068\u3053\u308d\u3082\u5897\u3048\u3066\u6765\u3066\u3044\u307e\u3059\u3002<br>\u3057\u304b\u3057\u3001\u7279\u306b\u30cd\u30c3\u30c8\u8a3c\u5238\u306f\u30b5\u30fc\u30d3\u30b9\u304c\u5145\u5b9f\u3057\u3066\u3044\u3066\u3001\u53e3\u5ea7\u3092\u4f5c\u308b\u3060\u3051\u3067\u682a\u5f0f\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u30c4\u30fc\u30eb\u3092\u7121\u6599\u3067\u4f7f\u3048\u308b\u3053\u3068\u304c\u591a\u3044\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u30b9\u30af\u30ea\u30fc\u30cb\u30f3\u30b0\u3068\u306f\u3001\u4f8b\u3048\u3070\u300cPER\uff08\u682a\u4fa1\u53ce\u76ca\u7387\uff09\u304c15\u500d\u4ee5\u4e0b\u300d\u300c\u914d\u5f53\u5229\u56de\u308a\u304c3%\u4ee5\u4e0a\u300d\u306a\u3069\u6761\u4ef6\u3092\u8a2d\u5b9a\u3057\u3066\u3001\u305d\u306e\u6761\u4ef6\u306b\u5408\u3046\u4f01\u696d\u3092\u63a2\u3057\u51fa\u3059\u6a5f\u80fd\u306e\u3053\u3068\u3002\u6295\u8cc7\u521d\u5fc3\u8005\u304c\u300c\u3069\u3093\u306a\u4f1a\u793e\u306b\u6295\u8cc7\u3057\u305f\u3089\u3044\u3044\u306e\u304b\u5206\u304b\u3089\u306a\u3044\u300d\u3068\u8ff7\u3063\u305f\u3068\u304d\u306e\u983c\u3082\u3057\u3044\u5473\u65b9\u306b\u306a\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u3053\u308c\u306f\u300c\u8a3c\u5238\u53e3\u5ea7\u3092\u6301\u3063\u3066\u3044\u308b\u4eba\u9650\u5b9a\u306e\u5b66\u7fd2\u6559\u6750\u300d\u3060\u3068\u8003\u3048\u308b\u3068\u5206\u304b\u308a\u3084\u3059\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002\u3059\u3050\u306b\u6295\u8cc7\u3092\u59cb\u3081\u306a\u304f\u3066\u3082\u3001\u4f01\u696d\u7814\u7a76\u3084\u6295\u8cc7\u30b7\u30df\u30e5\u30ec\u30fc\u30b7\u30e7\u30f3\u306e\u7df4\u7fd2\u304c\u3067\u304d\u308b\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">3. NISA\u3068iDeCo\uff1a\u6700\u521d\u306b\u77e5\u3063\u3066\u304a\u304d\u305f\u3044\u5236\u5ea6<\/h3>\n\n\n\n<p>\u8a3c\u5238\u53e3\u5ea7\u3092\u4f5c\u308b\u3068\u304d\u306b\u5fc5\u305a\u76ee\u306b\u3059\u308b\u306e\u304c\u3001<strong>NISA<\/strong>\u3068<strong>iDeCo<\/strong>\u3068\u3044\u3046\u5236\u5ea6\u3067\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>NISA\uff08\u5c11\u984d\u6295\u8cc7\u975e\u8ab2\u7a0e\u5236\u5ea6\uff09<\/strong><br>\u6295\u8cc7\u3067\u5f97\u305f\u5229\u76ca\u3084\u914d\u5f53\u306b\u304b\u304b\u308b\u7a0e\u91d1\uff08\u901a\u5e3820\uff05\u7a0b\u5ea6\uff09\u304c\u975e\u8ab2\u7a0e\u306b\u306a\u308b\u5236\u5ea6\u3002\u5c11\u984d\u304b\u3089\u59cb\u3081\u3089\u308c\u3001\u9577\u671f\u7a4d\u7acb\u306b\u5411\u3044\u3066\u3044\u307e\u3059\u3002<\/li>\n\n\n\n<li><strong>iDeCo\uff08\u500b\u4eba\u578b\u78ba\u5b9a\u62e0\u51fa\u5e74\u91d1\uff09<\/strong><br>\u5c06\u6765\u306e\u5e74\u91d1\u3092\u81ea\u5206\u3067\u7a4d\u307f\u7acb\u3066\u308b\u5236\u5ea6\u3002\u639b\u91d1\u304c\u5168\u984d\u6240\u5f97\u63a7\u9664\u306b\u306a\u308b\u305f\u3081\u3001\u7bc0\u7a0e\u52b9\u679c\u304c\u5927\u304d\u3044\u3002\u305f\u3060\u305760\u6b73\u307e\u3067\u5f15\u304d\u51fa\u305b\u306a\u3044\u3068\u3044\u3046\u5236\u7d04\u304c\u3042\u308a\u307e\u3059\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u6700\u521d\u304b\u3089\u3069\u3061\u3089\u3082\u6d3b\u7528\u3059\u308b\u5fc5\u8981\u306f\u3042\u308a\u307e\u305b\u3093\u304c\u3001\u300c\u6295\u8cc7\u3092\u6709\u5229\u306b\u3057\u3066\u304f\u308c\u308b\u5236\u5ea6\u304c\u3042\u308b\u300d\u3068\u3044\u3046\u3053\u3068\u3092\u77e5\u3063\u3066\u304a\u304f\u3053\u3068\u304c\u5927\u5207\u3067\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>\u30de\u30cd\u30b5\u30d0\u304f\u3093<\/strong>\uff1aNISA\u3063\u3066\u3088\u304f\u805e\u304f\u3051\u3069\u3001\u3084\u3063\u3071\u308a\u3084\u3063\u305f\u65b9\u304c\u3044\u3044\u306e\uff1f<br><strong>\u79c1<\/strong>\uff1a\u9577\u671f\u7684\u306b\u8cc7\u7523\u3092\u5897\u3084\u3057\u305f\u3044\u306a\u3089\u5f37\u529b\u306a\u5473\u65b9\u3060\u3088\u3002\u305f\u3060\u300c\u6295\u8cc7\u3059\u308b\u984d\u3084\u76ee\u7684\u300d\u306b\u3088\u3063\u3066\u9078\u3073\u65b9\u304c\u5909\u308f\u308b\u304b\u3089\u3001\u6700\u521d\u306f\u201c\u5b58\u5728\u3092\u77e5\u308b\u3053\u3068\u201d\u304b\u3089\u59cb\u3081\u308c\u3070\u5341\u5206\u3060\u306d\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">4. 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class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">5. \u300c\u6700\u521d\u306e\u4e00\u6b69\u300d\u3092\u8e0f\u307f\u51fa\u3059\u30b3\u30c4<\/h3>\n\n\n\n<p>\u6295\u8cc7\u3092\u59cb\u3081\u308b\u3068\u304d\u3001\u6700\u5927\u306e\u30cf\u30fc\u30c9\u30eb\u306f\u300c\u5fc3\u7406\u7684\u306a\u4e0d\u5b89\u300d\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u300c\u96e3\u3057\u305d\u3046\u300d\u300c\u5931\u6557\u3057\u305f\u3089\u3069\u3046\u3057\u3088\u3046\u300d\u3068\u3044\u3046\u6c17\u6301\u3061\u304c\u5148\u306b\u7acb\u3061\u3001\u306a\u304b\u306a\u304b\u884c\u52d5\u3067\u304d\u306a\u3044\u4eba\u304c\u591a\u3044\u3002<\/p>\n\n\n\n<p>\u305d\u3093\u306a\u3068\u304d\u306f\u300c\u8a3c\u5238\u53e3\u5ea7\u3092\u4f5c\u308b\u300d\u3053\u3068\u3092\u6700\u521d\u306e\u4e00\u6b69\u306b\u3057\u307e\u3057\u3087\u3046\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u53e3\u5ea7\u3092\u4f5c\u3063\u3066\u3082\u3059\u3050\u6295\u8cc7\u3057\u306a\u304f\u3066\u3044\u3044<\/li>\n\n\n\n<li>\u7121\u6599\u30c4\u30fc\u30eb\u3067\u7df4\u7fd2\u3067\u304d\u308b<\/li>\n\n\n\n<li>NISA\u3084iDeCo\u3092\u4f7f\u3048\u3070\u7a0e\u91d1\u304c\u6709\u5229<\/li>\n<\/ul>\n\n\n\n<p>\u3053\u306e3\u70b9\u3092\u77e5\u3063\u3066\u3044\u308b\u3060\u3051\u3067\u3001\u4e0d\u5b89\u306f\u3050\u3063\u3068\u6e1b\u308a\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u6295\u8cc7\u306f\u30de\u30e9\u30bd\u30f3\u306e\u3088\u3046\u306a\u9577\u3044\u9053\u306e\u308a\u3002\u307e\u305a\u306f\u30b9\u30bf\u30fc\u30c8\u30e9\u30a4\u30f3\u306b\u7acb\u3064\u3053\u3068\u304c\u6700\u3082\u91cd\u8981\u306a\u306e\u3067\u3059\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator 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class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u3010\u4eca\u56de\u306e\u306e\u30dd\u30a4\u30f3\u30c8\u3011<\/h3>\n\n\n\n<ol 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