{"id":2413,"date":"2025-08-06T09:56:08","date_gmt":"2025-08-06T00:56:08","guid":{"rendered":"https:\/\/www.manesaba.com\/blog\/?p=2413"},"modified":"2025-08-06T09:56:08","modified_gmt":"2025-08-06T00:56:08","slug":"%e3%80%8c%e4%bb%8a%e3%81%ae%e3%82%a2%e3%83%a1%e3%83%aa%e3%82%ab%e3%80%81%e3%81%a1%e3%82%87%e3%81%a3%e3%81%a8%e4%bc%bc%e3%81%a6%e3%81%aa%e3%81%84%ef%bc%9f%e3%80%8dbnpl%e3%81%a8%e3%82%b5%e3%83%96","status":"publish","type":"post","link":"https:\/\/www.manesaba.com\/blog\/%e3%80%8c%e4%bb%8a%e3%81%ae%e3%82%a2%e3%83%a1%e3%83%aa%e3%82%ab%e3%80%81%e3%81%a1%e3%82%87%e3%81%a3%e3%81%a8%e4%bc%bc%e3%81%a6%e3%81%aa%e3%81%84%ef%bc%9f%e3%80%8dbnpl%e3%81%a8%e3%82%b5%e3%83%96\/","title":{"rendered":"\u300c\u4eca\u306e\u30a2\u30e1\u30ea\u30ab\u3001\u3061\u3087\u3063\u3068\u4f3c\u3066\u306a\u3044\uff1f\u300dBNPL\u3068\u30b5\u30d6\u30d7\u30e9\u30a4\u30e0\u30ed\u30fc\u30f3\u306e\u8a18\u61b6"},"content":{"rendered":"\n<div class=\"wp-block-media-text\" style=\"grid-template-columns:20% auto\"><figure class=\"wp-block-media-text__media\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"1024\" src=\"https:\/\/www.manesaba.com\/blog\/wp-content\/uploads\/2025\/07\/\u30de\u30cd\u30b5\u30d0\u304f\u3093\u56f0\u3063\u305f.png\" alt=\"\" class=\"wp-image-2104 size-full\" srcset=\"https:\/\/www.manesaba.com\/blog\/wp-content\/uploads\/2025\/07\/\u30de\u30cd\u30b5\u30d0\u304f\u3093\u56f0\u3063\u305f.png 1024w, https:\/\/www.manesaba.com\/blog\/wp-content\/uploads\/2025\/07\/\u30de\u30cd\u30b5\u30d0\u304f\u3093\u56f0\u3063\u305f-300x300.png 300w, https:\/\/www.manesaba.com\/blog\/wp-content\/uploads\/2025\/07\/\u30de\u30cd\u30b5\u30d0\u304f\u3093\u56f0\u3063\u305f-150x150.png 150w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure><div class=\"wp-block-media-text__content\">\n<h2 class=\"wp-block-heading\">\u300c\u4eca\u306e\u30a2\u30e1\u30ea\u30ab\u3001\u3061\u3087\u3063\u3068\u4f3c\u3066\u306a\u3044\uff1f\u300dBNPL\u3068\u30b5\u30d6\u30d7\u30e9\u30a4\u30e0\u30ed\u30fc\u30f3\u306e\u8a18\u61b6<\/h2>\n<\/div><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<p><strong>\u30de\u30cd\u30b5\u30d0\u304f\u3093<\/strong>\uff1a\u304a\u3058\u3055\u3093\u3001\u4eca\u65e5\u306e\u30e2\u30fc\u30b5\u30c6\u3067\u3084\u3063\u3066\u305f\u3093\u3060\u3051\u3069\u3001\u30a2\u30e1\u30ea\u30ab\u3067\u300cBNPL\u300d\u3063\u3066\u3084\u3064\u3001\u3081\u3061\u3083\u304f\u3061\u3083\u6d41\u884c\u3063\u3066\u308b\u3089\u3057\u3044\u3088\uff01\u306a\u306b\u305d\u308c\uff1f\u65b0\u3057\u3044\u4eee\u60f3\u901a\u8ca8\u306e\u4ef2\u9593\uff1f<\/p>\n\n\n\n<p><strong>\u79c1<\/strong>\uff1a\u4eee\u60f3\u901a\u8ca8\u3058\u3083\u306a\u3044\u3088\uff08\u7b11\uff09<br>\u300cBNPL\u300d\u306f<strong>Buy Now, Pay Later<\/strong>\u306e\u7565\u3067\u3001\u300c\u4eca\u8cb7\u3063\u3066\u3001\u5f8c\u3067\u6255\u3046\u300d\u3063\u3066\u610f\u5473\u3002\u8a00\u3063\u3066\u3057\u307e\u3048\u3070\u201c\u5206\u5272\u6255\u3044\u201d\u306e\u4e00\u7a2e\u306a\u3093\u3060\u3051\u3069\u3001\u6700\u8fd1\u306f\u30a2\u30d7\u30ea\u3067\u7c21\u5358\u306b\u4f7f\u3048\u308b\u3088\u3046\u306b\u306a\u3063\u3066\u3001\u82e5\u3044\u4eba\u305f\u3061\u306b\u4eba\u6c17\u306a\u3093\u3060\u3002<\/p>\n\n\n\n<p><strong>\u30de\u30cd\u30b5\u30d0\u304f\u3093<\/strong>\uff1a\u3075\u3080\u3075\u3080\u2026\u305d\u308c\u3063\u3066\u3001\u4fbf\u5229\u305d\u3046\u3060\u3051\u3069\u2026\u306a\u3093\u304b\u3001\u304a\u3058\u3055\u3093\u3001\u3061\u3087\u3063\u3068\u9854\u304c\u967a\u3057\u304f\u306a\u3063\u3066\u306a\u3044\uff1f<\/p>\n\n\n\n<p><strong>\u79c1<\/strong>\uff1a\u5b9f\u306f\u306d\u2026<strong>\u3042\u306e\u3068\u304d\u306e\u8a18\u61b6<\/strong>\u304c\u3088\u307f\u304c\u3048\u3063\u305f\u3093\u3060\u3088\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u25c6\u300cBNPL\u3063\u3066\u4fbf\u5229\u300d\u3060\u3051\u3058\u3083\u306a\u3044\uff1f<\/h3>\n\n\n\n<p>BNPL\u306f\u3001\u30af\u30ec\u30b8\u30c3\u30c8\u30ab\u30fc\u30c9\u3092\u6301\u3066\u306a\u3044\u5b66\u751f\u3084\u3001\u4fe1\u7528\u30b9\u30b3\u30a2\u306e\u4f4e\u3044\u82e5\u5e74\u5c64\u306b\u3082\u4f7f\u3048\u308b\u30b5\u30fc\u30d3\u30b9\u3002\u5be9\u67fb\u304c\u7518\u304f\u3001\u30b9\u30de\u30db\u3067\u30dd\u30c1\u30c3\u3068\u4f7f\u3048\u308b\u624b\u8efd\u3055\u3082\u3042\u3063\u3066\u3001\u30a2\u30e1\u30ea\u30ab\u3067\u6025\u901f\u306b\u62e1\u5927\u3057\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<p>\u300cAmazon\u3067\u3082\u4f7f\u3048\u308b\u300d\u300c\u624b\u6570\u6599\u30bc\u30ed\u300d\u300c\u30af\u30ec\u30ab\u3088\u308a\u3082\u5b89\u5fc3\u300d<br>\u2014\u2014\u305d\u3093\u306a\u30ad\u30e3\u30c3\u30c1\u30d5\u30ec\u30fc\u30ba\u304c\u82e5\u8005\u306e\u5fc3\u3092\u3064\u304b\u3093\u3067\u3044\u308b\u3088\u3046\u3067\u3059\u3002<\/p>\n\n\n\n<p>\u3067\u3082\u2026\u3053\u306e\u69cb\u56f3\u3001\u3069\u3053\u304b\u3067\u898b\u305f\u3053\u3068\u3042\u308a\u307e\u305b\u3093\u304b\uff1f<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u25c62008\u5e74\u3001\u30b5\u30d6\u30d7\u30e9\u30a4\u30e0\u30ed\u30fc\u30f3\u306e\u8a18\u61b6<\/h3>\n\n\n\n<p><strong>\u30de\u30cd\u30b5\u30d0\u304f\u3093<\/strong>\uff1a\u30b5\u30d6\u30d7\u30e9\u30a4\u30e0\u3063\u3066\u2026\u3042\u308c\u3067\u3057\u3087\uff1f\u306a\u3093\u304b\u30ea\u30fc\u30de\u30f3\u30b7\u30e7\u30c3\u30af\u306e\u539f\u56e0\u306b\u306a\u3063\u305f\u3084\u3064\uff1f<\/p>\n\n\n\n<p><strong>\u79c1<\/strong>\uff1a\u305d\u306e\u901a\u308a\u3002<br>\u3042\u306e\u3068\u304d\u3082\u3001\u3082\u3068\u3082\u3068\u4f4f\u5b85\u30ed\u30fc\u30f3\u304c\u7d44\u3081\u306a\u3044\u4eba\u305f\u3061\u5411\u3051\u306b\u3001\u7121\u7406\u3084\u308a\u8cb8\u3057\u3066\u305f\u30ed\u30fc\u30f3\u304c\u5927\u91cf\u306b\u3042\u3063\u305f\u3093\u3060\u3002\u5f7c\u3089\u306e\u4fe1\u7528\u529b\u306f\u4f4e\u3044\u3051\u3069\u3001\u300c\u307e\u3055\u304b\u307f\u3093\u306a\u4e00\u6589\u306b\u8fd4\u305b\u306a\u304f\u306a\u308b\u3053\u3068\u306f\u306a\u3044\u3067\u3057\u3087\uff1f\u300d\u3063\u3066\u697d\u89b3\u8996\u3055\u308c\u3066\u305f\u3002<\/p>\n\n\n\n<p>\u305d\u306e\u30ed\u30fc\u30f3\u3092\u307e\u3068\u3081\u3066\u50b5\u6a29\u5316\u3057\u3066\u3001\u9ad8\u3044\u683c\u4ed8\u3051\u3092\u3064\u3051\u3066\u2026<br>\u3067\u3082\u3001\u73fe\u5b9f\u306f\u9055\u3063\u305f\u3002\u8fd4\u305b\u306a\u3044\u4eba\u304c\u3069\u3093\u3069\u3093\u5897\u3048\u3066\u30012008\u5e749\u670815\u65e5\u3001\u30ea\u30fc\u30de\u30f3\u30fb\u30d6\u30e9\u30b6\u30fc\u30ba\u304c\u7834\u7dbb\u3002\u4e16\u754c\u4e2d\u306e\u5e02\u5834\u304c\u4e00\u6c17\u306b\u51b7\u3048\u8fbc\u3093\u3060\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u25c6\u4eca\u3068\u5f53\u6642\u306e\u5171\u901a\u70b9<\/h3>\n\n\n\n<p>BNPL\u3082\u3001\u4ed5\u7d44\u307f\u3068\u3057\u3066\u306f\u4e00\u4eba\u3072\u3068\u308a\u306e\u4fe1\u7528\u529b\u304c\u9ad8\u304f\u306a\u3044\u5c64\u3078\u306e\u300c\u501f\u91d1\u300d\u3002\u3057\u304b\u3082\u305d\u308c\u3092**\u307e\u3068\u3081\u3066\u8cc7\u7523\u5316\uff08\u8a3c\u5238\u5316\uff09**\u3059\u308b\u52d5\u304d\u3082\u51fa\u3066\u304d\u3066\u3044\u307e\u3059\u3002<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5f53\u6642<\/strong>\uff1a\u4f4f\u5b85\u30ed\u30fc\u30f3\uff08\u8fd4\u305b\u306a\u3044\u304b\u3082\u3057\u308c\u306a\u3044\uff09\u2192 \u50b5\u6a29\u5316 \u2192 \u9ad8\u683c\u4ed8\u3051 \u2192 \u30ea\u30b9\u30af\u904e\u5c0f\u8a55\u4fa1<\/li>\n\n\n\n<li><strong>\u4eca<\/strong>\u3000\uff1aBNPL\uff08\u8fd4\u305b\u306a\u3044\u304b\u3082\u3057\u308c\u306a\u3044\uff09\u2192 \u50b5\u6a29\u5316 \u2192 \u9ad8\u683c\u4ed8\u3051\uff1f \u2192 \u30ea\u30b9\u30af\u518d\u3073\u904e\u5c0f\u8a55\u4fa1\uff1f<\/li>\n<\/ul>\n\n\n\n<p><strong>\u30de\u30cd\u30b5\u30d0\u304f\u3093<\/strong>\uff1a\u3048\u3047\u2026\u306a\u3093\u304b\u3001\u307e\u3093\u307e\u540c\u3058\u9053\u305f\u3069\u3063\u3066\u306a\u3044\uff1f<\/p>\n\n\n\n<p><strong>\u79c1<\/strong>\uff1a\u3057\u304b\u3082\u30012008\u5e74\u306e\u3068\u304d\u3068\u4f3c\u305f\u72b6\u6cc1\u304c\u307e\u3060\u3042\u308b\u3093\u3060\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u25c62008\u5e74\u3068\u4f3c\u3066\u3044\u308b\u30a2\u30e1\u30ea\u30ab\u306e\u4eca<\/h3>\n\n\n\n<figure class=\"wp-block-table\"><table class=\"has-fixed-layout\"><thead><tr><th>\u9805\u76ee<\/th><th>2007\u301c2008\u5e74<\/th><th>2024\u301c2025\u5e74\uff08\u73fe\u5728\uff09<\/th><\/tr><\/thead><tbody><tr><td>\u682a\u4fa1<\/td><td>\u53f2\u4e0a\u6700\u9ad8\u5024\u66f4\u65b0<\/td><td>S&amp;P500\u6700\u9ad8\u5024\u4ed8\u8fd1\u3067\u63a8\u79fb<\/td><\/tr><tr><td>\u91d1\u5229<\/td><td>\u5229\u4e0a\u3052\u5c40\u9762<\/td><td>\u30a4\u30f3\u30d5\u30ec\u6291\u5236\u306e\u305f\u3081\u9ad8\u91d1\u5229\u7dad\u6301<\/td><\/tr><tr><td>\u653f\u6a29<\/td><td>\u5171\u548c\u515a\u30d6\u30c3\u30b7\u30e5\u653f\u6a29<\/td><td>\u5171\u548c\u515a\u30c8\u30e9\u30f3\u30d7\u653f\u6a29\uff08\u518d\u767b\u5834\uff09\uff1f<\/td><\/tr><\/tbody><\/table><\/figure>\n\n\n\n<p>\u8868\u9762\u4e0a\u306f\u597d\u666f\u6c17\u306e\u3088\u3046\u306b\u898b\u3048\u308b\u3051\u3069\u3001<strong>\u4fe1\u7528\u306e\u8584\u3044\u3068\u3053\u308d\u306b\u304a\u91d1\u304c\u6d41\u308c\u3066\u3044\u308b<\/strong>\u3068\u3044\u3046\u70b9\u3067\u306f\u3001\u975e\u5e38\u306b\u30ea\u30b9\u30ad\u30fc\u3002<\/p>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity\"\/>\n\n\n\n<h3 class=\"wp-block-heading\">\u25c6\u4eca\u5f8c\u3069\u3046\u306a\u308b\uff1f\u30ea\u30b9\u30af\u306b\u76ee\u3092\u5411\u3051\u308b<\/h3>\n\n\n\n<p>BNPL\u306f\u5c0f\u53e3\u3067\u5229\u7528\u3055\u308c\u308b\u30b1\u30fc\u30b9\u304c\u591a\u3044\u305f\u3081\u3001\u30ea\u30fc\u30de\u30f3\u30b7\u30e7\u30c3\u30af\u7d1a\u306e\u30a4\u30f3\u30d1\u30af\u30c8\u306b\u306f\u3059\u3050\u306b\u306f\u7e4b\u304c\u3089\u306a\u3044\u304b\u3082\u3057\u308c\u307e\u305b\u3093\u3002<br>\u3067\u3082\u3001\u305d\u308c\u304c\u7a4d\u307f\u91cd\u306a\u3063\u3066<strong>\u5168\u4f53\u306e\u4fe1\u7528\u306b\u5f71\u3092\u843d\u3068\u3059\u53ef\u80fd\u6027<\/strong>\u306f\u30bc\u30ed\u3058\u3083\u306a\u3044\u3002<\/p>\n\n\n\n<p>\u305d\u3057\u3066\u3001\u91d1\u878d\u306e\u4e16\u754c\u3067\u306f\u300c<strong>\u307f\u3093\u306a\u304c\u5927\u4e08\u592b\u3060\u3068\u601d\u3063\u3066\u308b\u3068\u304d\u304c\u4e00\u756a\u5371\u306a\u3044<\/strong>\u300d\u3068\u3044\u3046\u683c\u8a00\u304c\u3042\u308b\u3093\u3067\u3059\u3002<\/p>\n\n\n\n<hr 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